BubblesOhSoSleeved

Lol thank you and so are you! Sent from my SM-G920V using the BariatricPal App

Thank you!!! Sent from my SM-G920V using the BariatricPal App

So I called my insurance company (BCBSIL) to check on the status of my approval twice. Once this morning to which they were still reviewing it and just now to which I was informed that it was approved!!! I'm too excited. Should I call my doctors office in the morning or wait until my letter of approval comes in the mail??? Sent from my SM-G920V using the BariatricPal App

Yeah I did the same thing, well after my initial consultation so now I'm trying to get in touch with case worker to schedule the surgery Sent from my SM-G920V using the BariatricPal App

So I called my insurance to comfirm they received my Predetermination letter yesterday which they confirmed they did...how often did you all call your insurance to check on the status of your approval??? I'm extremely anxious to get it in . Sent from my SM-G920V using the BariatricPal App

Good thing I don't smoke cigarettes Sent from my SM-G920V using the BariatricPal App

Yeah ima have to quit for a while anyway because now I'm being considered for a portion that does drug screenings Sent from my SM-G920V using the BariatricPal App

Damn, I'm so happy they didn't require me one cause I would've definitely failed lol Sent from my SM-G920V using the BariatricPal App

So I've completed all requirements...I have a 46.2 BMI and found out I have low end moderate sleep apnea. I have finished my dietician and psych evolutions and this was all two weeks ago, when should I start calling my insurance company??? Idk if the documenting needed from my surgeon office has even been sent ...I'm freaking out, anxious apnea land becoming extremely impatient. I originally wanted a December date because my deductible has already been met but looks like I'll be having a January date...ugh this is all so frustrating! Sent from my SM-G920V using the BariatricPal App

Yes I got approved yesterday so now I'm done enough more anxious before but so excited. I'm 24 with a 2 years old and am ready to get back to my self. Sent from my SM-G920V using the BariatricPal App

Awesome!!! Mine was approved as well and now in just waiting on my date too???? Sent from my SM-G920V using the BariatricPal App

I added you, my name is Jazmine on fb Sent from my SM-G920V using the BariatricPal App

I've been looking for a buddy as well Sent from my SM-G920V using the BariatricPal App

Lol. Thank you. Have you been sleeved?? Sent from my SM-G920V using the BariatricPal App

Lol thank you!!! And definitely making calls in the morning Sent from my SM-G920V using the BariatricPal App

Lol no problem Sent from my SM-G920V using the BariatricPal App

Thank you!! Sent from my SM-G920V using the BariatricPal App

It was sent on Dec 22nd and approved today. Most people with my insurance have said it took about a week. Sent from my SM-G920V using the BariatricPal App

No, what is your coinsurance??? After you pay the 500 to your doctor, you'll pay what every your coinsurance is up to your out of pocket max after the deductible has been met. You can find out if your hospital will bill you so you can make payments on it. Sent from my SM-G920V using the BariatricPal App So I found out that 2000 is already given to us by the employer so I'll only be responsible for 500 Sent from my SM-G920V using the BariatricPal App What is coinsurance? Sent from my iPhone using the BariatricPal App The percentage of what you pay and what your insurance will pay. Example: a silver plan is a 30/70 plan, Meaning, the beneficiary pay 30% after their deductible has been met and the insurance plan pays 70% Sent from my SM-G920V using the BariatricPal App Oh okay the lady said it's 80/20 so does that mean the insurance pays 80 of the out of pocket? Sent from my iPhone using the BariatricPal App Yes and you'll be responsible for 20% Sent from my SM-G920V using the BariatricPal App

No, what is your coinsurance??? After you pay the 500 to your doctor, you'll pay what every your coinsurance is up to your out of pocket max after the deductible has been met. You can find out if your hospital will bill you so you can make payments on it. Sent from my SM-G920V using the BariatricPal App So I found out that 2000 is already given to us by the employer so I'll only be responsible for 500 Sent from my SM-G920V using the BariatricPal App What is coinsurance? Sent from my iPhone using the BariatricPal App The percentage of what you pay and what your insurance will pay. Example: a silver plan is a 30/70 plan, Meaning, the beneficiary pay 30% after their deductible has been met and the insurance plan pays 70% Sent from my SM-G920V using the BariatricPal App

No, what is your coinsurance??? After you pay the 500 to your doctor, you'll pay what every your coinsurance is up to your out of pocket max after the deductible has been met. You can find out if your hospital will bill you so you can make payments on it. Sent from my SM-G920V using the BariatricPal App So I found out that 2000 is already given to us by the employer so I'll only be responsible for 500 Sent from my SM-G920V using the BariatricPal App

I called today and it's still in review Sent from my SM-G920V using the BariatricPal App I called today and it's still in review Sent from my SM-G920V using the BariatricPal App

I have 2500 deductible with a 2000 $ HRA, but my coinsurance is 10% and my Dr bills me so I'm not worried about my out of pocket max. But yes I wanted a December date as well because my deductible had been met and now ima have to weight until February for a date so I can use part of my income tax Sent from my SM-G920V using the BariatricPal App

Yes you'll pay that to your surgeon Sent from my SM-G920V using the BariatricPal App

Lol im an insurance agent, so I know how the deductible works, I really wanted to know how people plan on hitting their deductibles with surgery dates so soon after the deductible resets ☺ Sent from my SM-G920V using the BariatricPal App