Ok! I'm back from the seminar and when I tell you Dr Chavda is amazing.....he is amazing!!! His nurse the entire team were so helpful. I'm so excited to get started with this change! Anyway, my out of pocket is around 3000 only because my insurance covers 80% of facility fees. I pay the rest up to an out of pocket max of 3000. However, I truly think that I'll only be out of pocket closer to 2000 once I'm all said and done????????????