Emily and Heartfire, thanks for the advice. I did read on the UCD web site they perform the RNY procedure with no mention of the band. That's too bad. As long as I can handle NO, it never hurts to ask though, right? ) If I do have WLS, I absolutely do not want the bypass procedure. It's just too invasive.
I've lost 51 lbs. on my own (it's taken me three long years) and if I am denied by insurance, or UCD will only perform the RNY procedure, I will continue on my path until I reach my goal. I may never reach what the BMI charts suggest is a healthy weight, but I will reach a reasonable weight for my frame.
Thanks again.