I live in Inver Grove Heights, MN. I am 42 years old, married with 2 children. My BMI is at 40 and I am pre-op. I am hoping to have lap-band surgery before the end of the year because we have already paid our $3500 deductible for the year. My insurance plan only covers 75% of the cost (after the deductible) is paid so I will still have a big chunk that I will owe out of pocket.
I attended the WLS seminar at Fairview Riverside, or I guess they call if U of M-Fairview now. I've met with Dr Lederer and he told me that I was an excellent candidate. I've met with a nutritionist and also with psychologist John Brose.
My surgeon's office just faxed my info to Preferred One TODAY. I've been hoping to have my insurance approval before Thanksgiving but now that it is only one business day away I don't know that it is possible. Dr L's office did tell me that Preferred One is one of the fastest insurance companies that they work with though.
I am heading home to Wausau, WI for Thanksgiving and I was planning to tell my family about my WLS plans but I don't want to say anything unless I know for sure that it is going to happen.
I called Preferred One and was told that "it" is not in their system yet. Faxes are loaded in the system in the order that they are rec'd and then assigned to workers(claim reps??) and then it will take 24-48 hours for a decision. I know that is not a long time to wait but I am SO darn impatient about this!!!
I will be calling Preferred One again tomorrow to check on it before they close at 5pm.
Keep your fingers crossed for me!
Judith
p.s. I love to travel --especially to Disneyworld..that's why my username is Mickeynutz