I'm trying to get approved thru Carefirst BC/BS Maryland. Does anyone have experience with them? My BMI is just 35 but I have sleep apnea, elevated cholesterol & arthritis. Just had my consult. The doctor didn't seem very optimistic, said they are getting stricter with the requirements. When I told my PCP this, he confirmed that guidelines are getting stricter--he said it's because they are seeing the long term results of WLS are not all they should be. Any feedback would be appreciated. Thanks.