When you contact the psychiatrist and nutritionist, tell them your insurance does not cover these services, and ask them if they will accept a lower price, suggest paying what the usual, customary and reasonable charge is that an insurance company would pay. Medical providers never get what they actually bill for from the insurance company, they are paid based on the usual, customary and reasonable charge for the service they are billing for. Good luck. It's worth a try to negotiate a reduced rate. :mad: