Well, after going through all the hoops Aetna requires, I found out last week that I was denied. They say I don't have the co-morbidities. But, I have sleep-apnea and high cholesterol, so I just don't understand. My BMI is 39. But, my policy says that your BMI only needs to be 35 if you have at least one co-morbitity.
My counselor at Lapband Solutions scheduled a peer-to-peer consultation with Aetna, but they never called, so she is rescheduling it for next week. After all this effort, I am so depressed I don't even want to get out of bed.
Has anyone ever had any experience with these peer-to-peer reviews? I wonder if they ever change their minds once they've made a decision.