I have Humana and it sucks. They only cover a max of $5,000 so I would have to come up with the other $10-15-20,000!!!!! AND they require all the preliminaries of 6 months of everything...dieting, counseling, etc. I've got that pretty well covered as I've tried EVERYTHING to lose weight. My primary doc says lapband is the answer for me...I'm diabetic, BMI of 48, sleep apnea (though not actually tested/diagnosed), swelling of legs and feet, and finally, chronic lower back pain that I'm getting epidural shots for (UGH!) etc., etc. It's so not fair and I'm so discouraged.