Well I just found out Anthem CA doesnt require a pre-certification, but my Dr submitted one for approval today anyway. Do you think the Drs require it so they are sure they will be paid? I know with Medicare, for example, there are no pre certs, but you have sign a doc saying you'll pay any charges that aren't covered after surgery. Ugh! so nervous! how long ago was your surgery?
I had my surgery on February 9 and everything went well. No complications and for that I'm grateful!
I do know doctors have to submit for approval by the insurance. I've heard of some people being denied so I don't think it has to do with doc's being paid...more so about really needing the procedure!
I think everyone is a bit nervous before surgery but once it's done you're glad to be on the other side of it.
Good luck!