Thanks for replying...I've did a lot of research on surgeons in my area. Which were great reviews...however, I did contact Kaiser and was told that the max out-of-pocket would be $3,000 and that includes if I would have to stay in the hospital over night but meds was not mentioned at all...also I haven't met my $1,000deductible yet, but I want to get the process started ASAP. What do u recommend I do as far as my $1,000 deductible and getting the process started?