JohnC

I called my insc.co. they said I have no max. on out-of-pocket expenses. Also the 75% only applies to bariatric surgery only. I'm no longer actively working & I'm not 59 1/2 years old so I can't withdraw from my 401k without a large penalty nor can I take out a loan from them. Thank you all for your replies.

HOLLYGURL= I've just been approved by my insc. They're paying 75% & my co-pay is 25% for surgery and all related cost. But I understand this is not the norm. JohnC

Macmadam, That's a good thought, I'll check that out. jtorie, I understand I can protest it after the surgery. Thanks for your suggestions guys.

I agree with kossde. All cruises I've been on there's been food everywhere you turn, and I never had the willpower to walk away from it, after all it's vacation. But if you have the surgery first then the band will probably put the brakes on for you. Plus there's the chance you could gain back the 17 Lbs. you've lost plus some extra. Good luck.

My wife was dead set against the lapband when I first brought it up to her,( by the way her BMI is probably as high as mine with as many co-morbidities) but after her doing a lot of research on the web, she's done a 180. She surprised me the other day when she told me that if everything goes well with my surgery & weight loss that she might consider having it done herself. There's a chance your DH may look at it differently after getting used to the idea. JohnC

Angyl, Congrades on your success. Your picture looks great but small, is there a way I can enlarge it? JohnC

Southerngirl- Just hang in there I'm sure once your healed & had a couple of fills things will get easier. Sheila- LOOKIN' GOOD, I'm sure you'll lose those last 13 lbs. JohnC

My Bmi Has Been Bouncing The Last 5yrs. As Well. My Insc. Co. Requires My Bmi. To Be At Least 40 At The Time Of Application, But My Dr. Requires Me To Have Been Obese The Last 5 Years. Good Luck

Little Debbie, You have just told me my life story in your thread. I would send your insurance co. an exact copy of your thread as your letter. I wish you all the luck in your insc. approval, & hopfully your surgery. JohnC

Snowhollow, Where was the support group at? I attended one on 2-20 at DuPaul.

Sue, sounds like you have a good meal/exercise plan. How much have you lost? Ebonie, Congrads on your success, unbelievable you've lost so much without a fill. Good luck to all of you

I think your hair looks best in the 1st pic. By the way, what is your ticker scale at the time of your pictures, you sure don't look like you need to lose 144 lbs?

Mazie, I'm from St.Louis but have been to Springfield many times going to & from Branson. Looks like you're doing great, best wishes.JohnC

Brandy, I was also there tonight. Met Pat (StLouisgal) also sitting in the back against the wall. Pat's doing great,drove herself to the meeting. Nancy is supposed to write up my request letter & send it to my insc. co. tomorrow. Will keep in touch.

Welcome Mithotyn, Don't have answers to any other QUESTIONS BUT THE AVERAGE SURGERY TIME FOR THE LAPBAND AT THE HOSPITAL I'm GOING TO IS 37 MIN. Everyone I've talked to that's had surgery there have said everything went well. Good luck in your journey.

Hi Susan, I'm also from the St.Louis area & I'd like to know where you had your surgery. I'm seeking surgery at DuPaul hospital. JohnC

Hi Dori Can I ask you how much your Dr. is charging for each of those fills? Kind of feels like he could be milking your insurance co.

Welcome Maire, Just spoke with u in the chat room. 30 lbs sounds good to me, slow & steady is the best route. Keep us posted, good luck JohnC:thumbup:

Hi gang, I'm new to the forum & glad I found it.I'm happy there's a thread for 50's crowd. It seems I"ve been dieting all my life, mostly unsuccessful, but the times I was successful I gained it all back plus. I'm currently seeking a lapband surgery in hopes it will be the tool I need to lose the weight & keep it off. I'll be in touch. JohnC

Hi guys, Happy to hear you had a good experience with your surgery St.Louisgal.Hope to see you at meeting on 20th, Brandy [which is my B-day} I'm looking forward to it. Anyway, my paperwork is tied up at dr's office but should get sent off to insurance this week. Will keep you posted, JohnC

Hi Msjen, I,m from the Troy area & currently seeking surgery at DuPaul with Dr. de la Torre so I,m relieved to hear you're impressed with him. I've never had surgery before so I'm nervous to say the least, but determined to go through with it. Going to the support group on 20th hope to see you there. JohnC

Good luck in your surgery StLouisgal. Where are you having surgery? I'm from Troy, Mo. & I'm seeking surgery at DuPaul. JohnC

Good luck Yellowrose, I,m sure I can give up the diet soda but I,m a caffeine-a-holic. Can anyone tell me if I can resume coffee after surgery, at least decaf? JohnC

Welcome KY, Just curious as how the kgs. equate to the lbs. Good luck in your journey, JohnC

Welcome KY, Just wondering how do the kgs. equate to the lbs. Good luck in your journey, JohnC