scarlettbegonia

errr posted before i finished we have hospital with $50 excess per night and top extra's cover we've got three kids and it comes to $81.20 a fortnight which has been an effort to pay at times we found out a couple of months ago that my daughter needed a heap of dental work and that ALL been covered haven't paid a cent for that iv also had 2 fillings done and that was fully covered aswell so we have spent less on the insurance than we would have dental iv also found everyone iv dealt with from HCF really helpful wow i should do there ads after that speel also michelle where are you located? i know diffrent surgeons and there teams have diffrent gaps (if any)

sorry for the delay michelle

hi im being banded on april 18th 08 im with HCF and have full cover (i took this out specifically for the surgery) initial consult was $100-$65 back from medicare checkups $50-$35 back from medicare $50x2 hospital excess health insurance covers the rest including aneath and assistant ...i checked this 3 times with my surgeon and he said with my cover+medicare there's no gap all fills are done at the hospital and thats covered aswell im with Dr warrier in nambucca nsw Astrid

apples thats awesome you're doing so well ....good luck for the 6th Scarlettbegonia