Yes! Your surgeon will not be able to answer the "payment" questions for you but make sure to tell them that you are self pay so they can get you the numbers of the people you need to talk to. Also, some surgeons will not take self pay patients.
I had to sign a contract with the hospital and put money down. Then they gave me the numbers of the 3 other places I would need to call. All in all here are the breakdowns:
Hospital - $13,500 - I had to put $5,500 down and sign up for med credit for the rest. I also had to sign a contract. This contract went over what was all involved. 1-2 nights in the hospital, all the instruments used for surgery, all of the supplies used for surgery, all the meds I would receive, etc... It was very detailed. There is a clause in there that said if I only stay one night I do not get a refund on any money but if I have to stay longer then 2 nights I can be charged more money - LOL I loved how they put that in there
Surgeon - My surgeon was $3,200 but if I were to prepay I would get a 20% discount (Which I did) and it came to like $2,400.
Anesthesiologist - $1,100 I needed to provide them a CPT Code for the surgery (you get this from the hospital) and they gave me a flat fee. I was able to get 20% off for prepayment again.
Nurse Anesthesiologist - $859 for one hour of surgery. That was after a 10% prepayment discount. She did warn me that if I go over in surgery by 15 minutes they will bill me for the remaining balance. I guess they get paid by the minute. I should have went into that field of work - hahaha.
All in all it was roughly $17,00 for me. We were lucky enough to be able to save up for a year and only have 8k left.
Let me know if you have any other questions.
thanks!