Well, I ended up faxing my info to Dr. Champion and spoke with one of the ladies there, she was very nice, she called and checked my coverage and policy and told me I was covered for the procedure. I had previously called the insurance company myself and they also told me I was covered for lap band. So, the day I spoke with the lady at the doc's office I called the insurance back to ask some more questions and spoke with someone else who informed that I was NOT covered and had a total exclusion in my policy for bariatric surgery. The lady at the doc's office also called back to check and they told her the same thing.
I'm a little upset that two insurance employers told me and the office lady the wrong thing. Do they not know what they are doing. Thanks to them for getting my hopes up and then crushing them. Needless to say I won't be having surgery, as I can not afford it out of pocket. However, I am one of those people who thinks everything happens for a reason, so I accept it and will now just keep on trying to loose weight by myself, even though it seems unattainable.
Good luck to all of those who do have surgery, I hope everything works out for you in the best way.
NO LONG HOPEFUL GIRL:frown: