hi everyone i am new on here im 26 and very overweight i just have a few questions as im not sure what way to go about it , 1st is i have just taken out mbf cover in oct 07 and they say i have to wait a year to be covered , if i was to pay cash for the op would i be able to get anything back from medicare , im just not sure i can wait till oct 2008 ,and 2nd could someone oplease give me an example of what to do first, i mean i have to see a doc and then i have no idea what happens thanks os much