I spoke to Bariatric Surgery Insurance Specialist today and she told me she was very familiar with Fed BC/BS. Her info to me was 35 BMI-40 with health related obesity issue such as diabetics II, sleep apnea. If 40+ considered morbidly obese so different criteria. She said I could come in they could see if I qualify (5 hr drive when roads are not snow covered). There is a 3 month surgery prep including 3month nutritionist/psych visit. I think I am borderline to being 35BMI/with possible diabetic II (runs in my family) with sleep apnea….but of course have to be tested. Another statement the office made to me is if I go to MX to have this procedure, that my BC/BS might cover me if I occur complications, esp if I was never approved. It started me to thinking…..what if????