Well I did it! And so far so good!!! I feel very positive. :clap2:
Here are some facts for others who are interested.
It was my birthday present from my husband & myself - probably for the rest of my life - since we had to do self pay. We have excellent credit and
after battling the insurance company & beating myself up for a while. My husband & I just did it. We were able because of our good credit to get a
personal loan and although the interest rate is higher than I wanted (about 10%) the payments are about the same as an expensive vehicle -
$500 a mo for 5 yrs.
I just had the Lap Band on Monday 2/20/06. I was able to do outpatient since I am basically very healthy except for bad knees & being overweight & depression (for which I take med & am treated by my primary dr)
I live in Austin, TX and so far it has cost me $15,400. This price included my first dr's visit & a mandatory visit with the nutritionist(which I didnt feel I really needed but they make you do it -about $375 total). Then I had to pay the $15,000 before the procedure- this price includes the surgery itself - the OUTPATIENT medical facility (It is about $600-1000 more per day if you stay at the hospital) costs, the anethesiologist,
all post op visits up to 90 days after the surgery, & up to 5 band adjustments up to 1 year after your surgery date.
They really do overcharge but what can you do?
I try to make the best of the circumstances & they allowed me to put the $15k on my credit card - I did this so I can get mileage/reward points.
Then I will pay off the credit card within the couple weeks to advoid interest with our personal loan. Then I have to make my $500 monthly payments for 5 yrs.
I weighed 350 when I first saw my dr on 2/14 - I am already down to 320. I am sure this fast drop is mainly because of the diet I am on & this isnt typical of what my future pace will be - my realistic goal after I get back to "normal eating" in about 4-6 weeks will be 2-5 lbs a week. & my doc says more like 2-3lbs a week. BUT that is what I want I honestly want to lose slower so I can try & exercise & avoid as much "skin" problems as I possibly can.
I am still on the liquids phase -which isnt that bad. BUT
BE SURE YOU FOLLOW THE DIRECTIONS! The first time it got painful was because I tried to slurp down some broth & then lay down .. no, no , no you do not want to do that. It feels like you ate the whole T-Day dinner & Desserts yourself & then did 100 sit-ups - like really sore muscles.
I have found now that if do what they tell you & take about 30 mins to sip my 4-6oz of liquids & then wait at l e a s t 30 mins before reclining.
Today is my 4 day after surgery & I am a lot less sore and still feeling positive & thanking God. I know I will have a bumpy road ahead & I am sure I will be back here soon asking for support.
Good luck & May God Bless to all of you!!
loube910