Cleopatra79

Greetings Everyone, The point I was trying to make is that although the policy (Humana National POS) says WLS is excluded "except where medically indicated," you'll be covered. Initially, I was told by Humana customer service reps that WLS was not covered. (They even sent me the portion of my policy outlining exclusions.) Then, I called Humana's bariatric team and they got me on board right away. They rock! Obamacare is new and Georgia is fighting it every step of the way. Fortunately, some insurance companies are more Enlightened. I've given my best advice for anyone considering WLS in GA and is looking for insurance on the healthcare marketplace. Best of luck to you folks! Cleo

Hello Everyone, Please take my advice if you are in Georgia and plan to by insurance on the healthcare market place: Purchase Humana National POS. WLS will not be covered in the policy. It will be listed as an exclusion. Just call their bariatric team. They are wonderful! Unfortunately, it's not an issue of reading the policy and knowing what's covered and what's excluded. Insurance companies are waking up and realizing that the money the spend now they will save in the long run --mandate or no mandate. I'm telling you what I know to be true from personal experience. Best of luck! Cleo

Greetings Everyone, WLS IS covered under the Affordable Healthcare Act (Obamacare). Even in GA! Here's the thing: Almost all policies say it is an exclusion "except where medically indicated" or some similar verbiage. Humana National POS in GA cover WLS. Go to Humana's website and contact their bariatric team by phone. They have a lists of doctors and hospitals affiliated with "Centers of Excellence." Good luck! Cleo

Kaiser Permanente has an entire Bariatric Center in CA. I know because I had KP in GA but was not covered under Obamacare. BTW, I now have Humana under Obamacare and approval was breeze! Best of luck to you!