Hi. I'm new to this. My name is Tiffany , 26 years old,and I'm from Mississippi. I am currently going through active health coaching for bcbs of MS to cover my vsg surgery at Transformations River oaks hospital in Flowood, Mississippi. I'll be finish with my active health coach in early December. I'm going to my first seminar September 25, 2014. I am looking for other people who have experience with this hospital. What is the process like? Did you have bcbs? Requirements? Out of pocket expenses? Thank you in advance.