Hi everyone,
This is my first posting and I am very optimistic with all the new developments I have been reading regarding Insurance and Lap Band. My company is switching from UHC to Anthem BCBS come Jan. 1st. UHC has flat out denied me and I wasn't aware of the power of appeal until I starting reading everyone’s postings. So far, from the inquires I have made, my new BCBS carrier maybe allowing for the procedure and I am so happy that I am almost in tears! My BMI is 46 and I am only 34yrs old with two little ones that I want to be around for. And last year I was diagnose with Severe sleep Apnea and in recent years I am suffering from all the joint and back pains. I hope BCBS changes my life. :cry
My question is, what should I have ready prior to Jan 1st when I apply for the surgery so that I have the best possible chance in getting accepted as soon as possible? And I know it’s premature, but does anyone have a sample of a successful appeal letter that worked for them?
Any help from anyone one be forever appreciated :help:
RENSAN