First let me say if you are a self pay and you have complications you are going to end up having to pay more. I had my band put in Sept. 07 and I had to have it removed May 08. I had erosion (sp) and when the doctor went in to remove it I was in pretty bad shape. Now let me say for a month before I it removed I had an infection in the fluid of the band. I went to the Dr. everyweek for almost 6 weeks before the surgery. I had to be admitted to the hospital for more tests. I was a self-pay patient. I am now faceing almost $15,000 in bills from all that. My HMO is saying they won't pay for any of it. I had to be admitted for overnight...scope down the thoat and another MRI. The doctor probably spent less than an hour with me and his bill was $2100. So self pay beware if something does happen. Its cost me almost $40,000 and I had only lost 60lbs. But I am maintaining. Sorry for any spelling errors!:girl_hug: