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GOTIGERS reacted to beautysleeve559 in Is PCOS considered a co-morbidity?
I personally don't have pcos, but I have read other people's topics that have it and they say the insurance considers it a co-morbidity
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GOTIGERS got a reaction from RenewMe in What your look forward for?
I am looking forward to being able to bend over and tie my shoes without getting winded. Wearing clothes without having to cram myself into Spanx just to get them to zip. I am looking forward to wearing real jeans that zip up and don't have the word stretch in them. Most of all, I am ready to be able to keep up with my kids.
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GOTIGERS reacted to finediva in Will Cigna cover me?
Sorry, didn't answer all. Most days I'm glad I did it. The stall is discouraging right now, but I understand it's normal for most. When I'm eating 600 to 700 calories a day and walking 3 to 4 days a week and not losing, I get confused by the process. I start thinking I removed my stomach to lose 28 pounds. But it's done. I have to stay the course. Hope I've not been a negative nellie. Just telling my journey so far.
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GOTIGERS reacted to finediva in Will Cigna cover me?
Not being nosey at all. I feel great. Only when I eat I remember I had 85% of my stomach removed. Right now I'm struggling with a two week stall and just want the scale to move!
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GOTIGERS reacted to Jersrose43 in Will Cigna cover me?
Cigna will cover weight loss as follows. And you are not to small at all
Over 40 bmi with no comorbidities
35-40 with comorbidities: high blood pressure, sleep apnea, diabetes etc
Lastly and most importantly. CALL CIGNA NOW
Many policies are through an employer and an employer can choose to exclude bariatric surgery. Their choice not yours and these exclusions are not something you can overcome.
Once you met each of those -
You have to see the nutritionist 3 times with greater than 89 days. Not 88 not 3 months. 89
You must get your pcp or other doctor - not surgeon - to write a letter that it's necesary for you
You will need a psych clearance
You may need an upper GI or ultrasound of abdomen but I've found that to be based on doctor requirements not cigna.
Good luck
I was approved at 39 bmi and hbp
The issue i had was making sure office sent all documents over to cigna. No problems otherwise
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GOTIGERS reacted to finediva in Will Cigna cover me?
Well have you called your insurance company or tried to look up their policy on line? Also if you attend a WL seminar there will be someone there who will be able to answer questions about different kinds of insurance. The surgeons who perform these surgeries have staff who are familiar with the different insurance companies, their policies and appeal process. I was 230 with bmi of 40. None of my friends considered me obese. To them I was thick. Well I knew better!!
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GOTIGERS got a reaction from RenewMe in What your look forward for?
I am looking forward to being able to bend over and tie my shoes without getting winded. Wearing clothes without having to cram myself into Spanx just to get them to zip. I am looking forward to wearing real jeans that zip up and don't have the word stretch in them. Most of all, I am ready to be able to keep up with my kids.