Mel5683

What should i do? I cant get my insurance to cover the lapband per written exclusion and my credit is too damaged to get approved for financing. Are there any other options. I young so i don't own home to take out equity in. I dont have retirement to put up against it. Is it really over for me????????????? Can anyone suggest anything , please.

Good morning, Thank you one more time for your words of encouragement. Im trying to figure out some way to get this surgery done but odds are looking slim. I wish i was able to save that money up. It would take a while to save that up and i will be miserable even longer, but if its not meant to be right now, then its not. But i will keep praying and hoping that that day will come. It also just makes me reallize that when i have children i want to be in the best state possible that way they will never have to want for anything. I hope they wont need surgery but i mean anything else they need. Good luck to you and i will keep you posted.

Hi all, I was just curious because im having the hardest time getting anywhere. I can't get approved by my insurance and i haven't able to finance my surgery. Is everyone paying out of their pockets for this? I know im not the only one with bad credit, and there are so many people getting the lap band. How are you guys doing it?????? :cry

Thanks for your reply, the only bad things is that i have a written exclusion so i can't get past it even with a referral of medial necessity. What insurance co do you have?

I think you are right, its just so hard. We always want right now. Im jut tired of being in pain. I think that I will basically be finding another job. That looks like what its boiling down too. Thanks for the postive feeback, im glad to know there are still people who care.

Hello, I'm dont really have any good advice just that im going throught the same issues. I was told by the insurance rep at the hospital that throught my employer i will not be covered they have a written exclusion. I was actually willing to self pay but my credit is to bad and its all old credit issues. This is when you wish your family was rich. Im not sure what to do. but i wish you the best of luck and pray that you are able to have your surgery.

I was actually curious how you get a medical visa/ mastercard. I heard of them but wanted to know how you got yours?