I am self pay and i agree the process def went a lot quicker. My time was just 2 weeks. I do wish that i had been more prepared.I think the consult with the Nutrionist and the Counselor is a good ideal no matter what payment type. I think the Great thing about this site is that although we are all surrounded by people who dont get it. Thank God we have a place to go to where people do. Good luck, i'm just 10 days out and i feel better already!1