I'm considering the lap band surgery, but it won't be easy to get my insurance plan to cover it. I'll have to do the 6-month medically supervised diet, and hope that BCBS of IL will approve me after the diet. However, I have a $5,000 insurance deductible, and the cost of the diet (plus all the pre-op tests) will not be covered. So this is likely to cost me close to $10,000 WITH insurance coverage!!! Part of me says to skip the 6-month diet, and just have the lap band performed in Mexico, where I could get it done for about $7,500. But I'm afraid - what if there's a complication and I'm in a foreign country? Or what if a complication develops later, after I return to the US?
If I do go to Mexico, I'm inclined to go to Monterrey, just because it's closer to the Midwest (where I live), as opposed to Tijuana. Anyone have experience with Monterrey doctors? Should I go to Monterrey? Or should I play it safe and do the 6-month diet, and hope that my insurance approves it?