jennypoo1

I am having issues trying to figure out if my inusurance will cover my surgery. When I call Cigna they tell me any weight loss surgery is excluded in my policy. When I contact my HR dept at work they say their are no exclusions on our policies! I am so frustrated getting 2 different answers. :mad:And of course everyone says their answer is right. I dont know what to do. Any suggestion?:help:

Thanks for the advise, but I am traveling therapist and my company is based in Florida, so I have never even seen these ppl. I transact all my business through the phone and mail. Thanks though!

Congrats on your aprproval! You're in your way!

That was very encouraging. Currently I am in the insurance battle. But mine is a little different. Cigna tells me all gastric surgery is excluded from my policy, but my HR dept tells me that we have no exclusions! I dont know how this can be but i'm prayn that my company is right so i can get this ball rolling!

thanks now what about PB'ing? hope i'm not bugging you

Thanks! I will be on the phone with the insurance company today! Keep your fingers crossed I really want to have my surgery next year.

Hey I wonder if anyone else has run into this problem. I contacted my insurance company to make sure they covered the lap band surgery. The lady took my information, height and weight and all other info they ask you for. I was told it was covered and I qualified based on my BMI was 47. Well i knew it would be more than just that but she told me what deductible i had to me and everything. Well I went to a seminar and gave my insurance info and received a call stating any baratric surgery was excluded from my policy. So I called myself and was told the same thing. I contacted my HR dept and was told it was not excluded. OK who is lying. I am so confused and depressed. I had my heart on getting my surgery in January, but cant afford to self pay at this time. Has anyone else had this problem? :help:

I have the same question. I am kinda new to this site and havent been banded yet. also what is PB'ing. i have been racking my brain about that and DH!

I hope i can get a cool doctor like that. Right now i'm still trying to figure out if my insurance policy excludes bariatric surgery, I'm gotten 2 different answers.

Congratulations on getting banded! i'm so jealous! j/k i am still in the beginning stages, but wish you the best!

Just Wanted To Say I Hate Insurance Companies!!!!!!!!!!!

Yeah it was strange cuz when i first called she told me I qualified cuz of my BMI and she had to pull up my policy, so how could she get it wrong! I am going to call my HR dept. Due to my job I will never see them cuz their located in florida. Thanks for the encouragement!

that is some garbage. I think that is a ploy so they can discourage up from going through with it. All the more reason to do it and tell them to kiss you a$$! My insurance company wont even pay for the surgery, so i'm struggling with that! Keep going I know it seems like a long time, but hey at least they will pay for it! Best wishes!

Just a quick question. Did they tell you that gastic surgeries were excluded from your plan?

Hi I have Cigna insurance and was initially told they approved the lap band. 3 weeks later when the place i was going to get it done called, they were told all gastric surgeries were excluded in my plan. How can this be! I cried for 2 days cuz i had my heart set on doing it in Jan 08, but I cant afford to pay $16,000 myself! Help!

You are crazy! LOL! Love the rocks in the pocket idea!

Hi Monica I'm also new to this site and i'm going to my first meeting with the surgeons on the 22nd of sept. in the chicago land area. I am 33 and some of the reasons you want the lap band are exactly why i want it. Like crossing your legs! NO one is really supportive of my decision and just says stop eating, and that is so frustrating. I'm just trying to meet some friends along my journey and am still figuring out this site. Welcome!

Thanks for the reply. Congrats on your weight loss thus far! I'll have more to share after i meet with the surgeons!

Hi i just joined this site and i too am addicted to it. I will go for my seminar on Sat the 22nd of sept. I'm so excited yet nervous. Just looking for some support.