I'm getting banded on Jan. 14 by Dr. Bautista at St. Mary's in Richmond, VA. Received my list of instructions over the week-end with all my dates for physical, cardiologist, classes, etc. I called today to find out the cost and what all it covers and was told it was $60,000 - or at least that's what they bill the insurance. My insurance covers the surgery as well as fills. A part of me waivers back and forth as to whether I should be doing this but I'm morbidly obese, my body has changed the last five years or so and nothing seems to be working. Listening to what all of you have to say is encouraging. My daily visits to this website keep me going and make me anxious to see what I can accomplish.