Jersrose43

If you have dissolving stitches it will eventually dissolve. Eventually Just trim it so it doesn't bother you

Used to work for a podiatrist many many moons ago. The only cure is good shoes and arch support Orthotics in your shoes may help but o ly those that are made by a podiatrist

Glad to hear you are on the mend

What's it called?

Just remember that the charge and eventual contractual write off results in tax implication. There's a reason for this stupidity. Feel sorry for the uninsured or those whose insurance doesn't have a good contract

This was her first and only post. Not sure what's up

And this year will pay just short of 2500 In premiums

And that's why you go to a contracted provider. You can "overcharge" all you like but are only responsible for contractual allowances. I have a &4500 deductible and additional $4500 out of pocket. And I work at my insurance company. Smile. We don't get it for free

I think you missed the nuance dear. She didn't pay that. You're quotes are cash prices The CHARGES are extensively higher. I am in north jersey and hospital was $41,000. Insurance paid $17 Surgeon was $21,000. Insurance paid $5 and change Anesthesia was $3800 and insurance paid in full. It is not outrageous to expect a bill to be $100 k or more here. Mine was overnight but still outpatient so 23 hours. If I had been inpatient then extensively higher

So you better call your carrier and talk to someone who understand your benefit clearly. I work in insurance and the way you have stated it is You have a maximum benefit of &10,000 You saw an in network doc and hospital. Your benefit is $10,000 That means if the contracted rate is $14,00 for hospital and $5,000 for the doc Hospital will get $10,000 and you pay the difference You will pay the surgeon in full A maximum benefit is just that a max payable amount. The hospital and surgeon are not required to write it off if your max benefit doesn't reach the contractual limit. You have a really shitty plan. Sorry

Sweetheart I don't know where you live but it's clearly not a major metropolitan city like la, nyc etc. Because you would keel over from a heart attack if you saw the charges around here. I am in north jersey Nyc is notorious for large charges It costs money to get sick

I'm with superdave. We both got really comfortable after marriage. We got married and moved 700 miles away. Then we ate out a lot. Within first year I went from a size 12 to a size 16. Then stayed comfortable for 5 years eating whatever I wanted and he put on 50 more pounds. Then I got pregnant and blew up 60 pounds during pregnancy Never lost that and only got bigger. With my second I didn't gain an ounce during pregnancy. But the. Evry year I dieted - lost weight and regained. Every time with a 10 pound added to base. So at 240 and a 16 yo -and 12 yo. I did it. Now at 173

For hospital medicare should be the $1111-1600 deductible and then all the docs and anesthesia should be 20%. It will be different depending on what state you live in. Geographically medicare allows different amounts

North jersey Hospital was $42,000 for outpatient. I was 1 night overnight but it's a 23 hour stay technically. They were paid $23k or so. My out of pocket is $3200 Surgeon charged $21,000, out of pocket met by hospital so I don't owe him anything. They paid him $5k for sleeve and $1200 for my hernia. Anesthesia was $3500 and they originally paid $1350 and they refused to accept since out of network. They ended up getting payment in full at $3500 and I owe them $250. It will be a long time before they get it since they threatened to sue me if insurane didn't pay in full.

Since you are getting off your parents plan, please go now to your states insurance exchange and see what offerings are available. Those will be the same throughout 2015 and you can begin preparing for what you will have when you lose your parents coverage. Also find out if your parents coverage will offer you cobra or continuation of care. You will be required to pay 100% premium costs but may apply. This would allow you to keep your current coverage at least through the surgical period

Pre existing should not be applicable

As an insurance professional You need to check couple things with new carrier 1- do they cover wls? If not they can deny all future care as related to a non covered service. that means complications, follow ups and re surgeries etc 2- they cover wls great - now what happens if I need a revision - do you cover 1 per lifetime and since I already had my 1 paid for by someone else - you won't pay ever again? 3- you cover wls, you're great no issues in future will cause me problems - but my surgeon is not in your network and I need to see him 4-5 times for first year. Sooooo what is your transitional care program look like and how do I apply. Transition care is a limited time plan where your surgeon will be paid as in network - your surgeon must also agree - and you won't get denied for out of network or have high out of pocket.

5'5 240 at start, 44 and 2 kids At 175 now I have a "shelf" of fat hanging over my pannis, some loose skin on my upper thighs but nothing significant The arms are pretty loose but haven't been very good about upper arm excercises Mostly the remaining fat and loose skin is in my belly. I need to start doing some care excercise My surgery was on June 24

Who is your insurance?

Who is the insurance ? What were their reasons for denial? They should have sent you a letter detailing it. You insurance coordinator sounds like a flake. The next logical step is appeal or peer to peer review of the insurance allows for that If you are at a 39 bmi I would call your insurance and get their requirements directly from them.

Get to an ER quickly

Next time eat the cheese and toppings and leave the crust. Watch the portion size

Is he supporting you by making foods you can eat or is he sabotaging that? If so you need to go

@kvlasy. I agree my joints and muscles have not caught up to the rest of me.

So what the heck did I do? Dunno So I started at 240. No back pain, no knee pain, just hbp and asthma and well fat I get to 190 and have severe sciatica in the right leg Go to ortho. Get xray and mri. All looks good. Severe pain anyway. See a chiro. I have my hips all screwy. One back adjustment later a little better. And so this continues with weekly adjustments until I get to 180 and it just disappears. Upper back pain now begins. Again chiro. Ok a little better. Fast forward to this past Tuesday at midnight. Now 173 pounds Foot cramp wakes my ass up. Carefully straighten my foot massage it. Wide awake here lets go pee. Well I fall flat on my ass because my foot is out. I mean crying like a baby on my ass Pain is excruciating. Hands and knees we make our way to the potty. We grab the aleve from the cabinet above and take one. 4 hours later still awake in bean town. Still in pain. Need to go potty. Ok. Test the foot. Little better. Get half way there kaboom back on my ass Took another aleve Morning. On my ass get down the stairs. Get into the car. Drop off kids at school. Hubby at train. It's the left foot thank god and off to the ER. They have a valet. Oh heaven In a wheelchair. And several hours later and numerous feel ups by somewhat cute and young ER doc. I have plantar fasciitis. Huh? No I don't think so. Take an xray. No need. Huh? I can't walk. It's the bottom of my foot not the heel Yesterday I go to a foot/ankle surgical podiatrist. Who takes an X-ray Confirms nothing broken but I have damaged the tendons in my foot. Say what? How? Well you lost a lot of weight and increased your activity. And when that happens your tendons sometimes give way/get loose So here I sit. Applying flexor Patches to my foot. No more aleve by mouth And using some really lovely crutches. I think I traded some problems for new ones. But still down 67 pounds They want me to take steroids but honestly don't think I will. Took 4 yesterday and wanted to eat the roof