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I rechecked with UHC and my deductible is 2000 per famiy deductible and 10,000 per family. So basically I will pay 1,000 deductible and 5,000 out of pocket. My deductible goes towards my out of pocket! Yay. So basically the most Ill pay this year is 5000 for me.

Hello all I'm fairly new to this forum and to the whole VSG. My question is were ya'll able to make payment plans? I have health insurance through my husband so its the family plan United Healthcare choice plus. My deductible is 2,000 and I pay 30% of whatever the cost of the operation(UHC pays 70%). The thing is IDK the cost yet since I am so early in the VSG process. What is the average cost in Dallas, Texas and were you able to pay the remainder in payments? Does anybody know Dr. Colleen Kennedy in Dallas? I'm sure I missed something but these are my questions. Thank you in advance VSG community!

It took my nurse two weeks to call me. Then she will give you a number to talk to call to set up dietitian calls. Honestly you can call optum even before the nurse calls you and get the ball rolling to enroll in the wellness program. You will get 6-8 calls within 6-7 months from the dietitian (basically 1 call a month 3-10mins), in my case thats how it is. When the nurse finally calls she will ask you questions, why this surgery have you heard of the other bariatric surgeries, what medication you take, why do you want to have this surgery and a family history. GOOD LUCK. Even though I am planning for a may/june surgery I will still be taking classes maymester, summe 1 and summer 2. It must be done though!

I have UHC as well all that was required was a BMI of over 35 with 2 comorbidities or BMI of 40+. My husband work required 6mths of dietician calls known as optum health and wellness. I guess that's a good thing because my surgeon is requiring a slew of tests. This gives me time I'm half way there! I plan to have my surgery after spring '14 semester.

Thank you for your advice. My copay's are 20$ and 35$ for specialists visits. What visits did your insurance not cover if I may ask? I will need the ECG, Psych eval, Dietitian, Sleep study, endoscopy etc.

Thank you very informative, I'll give my health insurance company a call on the 1st since my plan will be changing to the 2,000 deductible and 70/30. I was going based on a friends experience she had to pay all of it since she had a revision from lap-band to VSG and she said her operation was 10,000 and she was financed. So I was basing my costs on her costs which were probably cheaper since she had no health insurance and was paying the full price.

I got the six month diet supervision paper in the mail as well. In fine print it says I have 2yrs., so I have a dr appointment this week and I was trying to lose weight on my own last yr with dr supervision so I'm hoping the six months I did last year apply towards the six months they require.