I am seriously considering VSG. Already consulted with one Dr. and checking out another next week. My question is, I am self-pay. Insurance will not cover any WLS. I'm scared to death of complications and medical debt that could ruin my family financially. The first Dr. has an insurance plan (Blis) that they make you take out that covers complications for 90 days after the surgery. In talking with the second Dr's office, they claim complications should be paid by insurance as they would have a different medical diagnosis. Can anyone out there who has had the unfortunately experience of complications and been self-pay tell me how that went for you? Your experiences are much appreciated!