Fotchi

Hi everyone, I am a noob to this board and have been a bit or a lurker. Anyways has anyone had any experience with BCBSIL PPO and getting approval for Lapband? Are they going to expect me to jump through hoops or is this going to be a rather pleasent experience? Thanks for your help

I am fortunate to have a 200.00 yearly family deductible. Needless to say with kids this gets taken care of in January. My primary Doctor sent me to this place so I assume it is in network. If it is in network I will be covered 100%. If it is not in network then I will need to pick up 20% and the insurance gets 80%. I do believe the most that I would have to pay out of pocket for out of network is 2500.00 as that is what is written into the plan. So we will see.

For me it was real simple. I just gave the coordinator all my info and she did the leg work. I went to the seminar on Tuesday and by Friday they let me know I was covered. Like I said in the earlier post I am not sure if or what they are going to require of me before I can get this done. Hopefully it wont be much of a hassle, but it seems to be going good so far. I am very blessed to have a company that still has top notch insurance coverage for its employees.

Yesterday I talked to the person that does the paperwork with all the insurance companys and she told me I am covered. Now all we need to do is find out what they request before I can get this done. So at least we know BCBSIL PPO does cover lapband.:clap2: