I have 3 insurance questions. I have good insurance now and am deliberating whether to have lap band or bypass. 1. My current insurance will cover both, but if I switch insurance due to changing jobs, will my future insurance disallow fills because it was a pre-existing condition? I don't want to go with the lap band and then be unable to afford the fills because I'm paying out of pocket. (By the way, how long does one keep getting fills?) 2. Does anyone know of an organization I can join to get GROUP insurance that does not depend on my job, such as AARP, professional organizaitons, religious organizations, etc.? 3. I have a friend who had bypass and said that she can not get new insurance at all because they disqualify her because she had bypass. Is this common? Ways to avoid it?
Thanks,
JodyG