I'm considering surgery with Dr. Ponce and was wondering how people pay for surgery? My friend went to Dr. Ponce and I think she got bank financing. What would be a good option for someone whose credit is not that great? I took a hit to my credit after being unemployed for over a year. I've been employed full time for 2 years now but I worry if I can qualify for financing on my own, I don't have a co-signer. In insight would be greatly helpful. Thank you!