Hello All,
I am new here and I have a few questions. I recently submitted my paperwork for approval on today. I have BMI 43 & Hypoythyroid. I only have dr's records and previous weightloos atempts from the the last 2 yrs (No insurance for over 2 yrs). I called my ins co (UHC Choice) They said that my co has elected to cover the Lapband Surgeries with the following conditions. BMI 35-40 w/ commodities or BMI of 40 and over. I asked the rep about the nutrion eval, drs referrels, medical rec 5+ yrs etc. And she said that that is not a requirement per my insurance coverage that was elected from my company. She also indicated that I didnt need an a prior approval. Has anyone heard this before? If so do I have a chance of approval based on my current status if the other information is required.
All advice is appreciated