Hey Karaboo so you must have kaiser right? I was scheduled to have surgery with Dr Irani back in April but found out my co payment to San Joaquin had to be all up front and they would do payment arrangements. There was no way I could come up with $4000 so I searched other kaiser facilities and found one in harbor city which is in LA and its an actual Kaiser hospital so there gonna do payment arrangements with me . I also forgot to mention that Dr Irani also required a surgeons fee which was $2200! That's just nuts!!!! Anyway I'm soooo excited that its finally gonna happen Aug 6th. Anyway good luck to you!