I have Capital Blue Cross in PA and my doctor's office submitted everything online today and they got instant approval with a March date. For some reason my insurance runs Feb 1st to January 31st. We never had a co-pay before, but now have a $3,000 co-pay. All things considered, it is still better than self pay in Mexico! Now I am completely freaking out. Just had some surgery last week for some girlie part issues and and I am still tender at the incision site and there were only two. Plus I am still a little dizzy and nauseous. The Sleeve is a much bigger surgery so I am feeling a little scared but keep thinking about the end result and how many hoops I have been jumping through since the Fall. Only thing left required by my doctor's office which is one support group meeting on Feb. 20th. I just can't believe it!!!