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Everything posted by DreamsOfSkinny
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Sad that your insurance states Pseudotumor Cerebri.... And mine doesn't Do you have bCBS?
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Anyone have BC Alabama insurance?
DreamsOfSkinny replied to Lissa81's topic in Insurance & Financing
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Nervous Newbie Here!
DreamsOfSkinny replied to JennyBeth's topic in Tell Your Weight Loss Surgery Story
Good luck Heyher! I got denied 1st appeal. Opened a case with my employer saying their advocate group isn't helping resolve issues (besides just the fact of being denied), and I even called UHC Corp. HQ today and opened a ticket with them! They said it doesn't count against me as an appeal, but she'll research to find out why my UHC issues haven't been resolved and why they don't accept the NIH definition of "morbid obesity" and keep focusing on that 40 BMI (which isn't even the language in my SDP). I'm hoping between these 2 things that this can be once and for all corrected information in their system and get an approval!! Sending good thoughts your way too!!!! We need approvals -
Sleeve date 12/12/12
DreamsOfSkinny replied to sexxy219's topic in PRE-Operation Weight Loss Surgery Q&A
Hope you're feeling better!! -
Can I just ventttt? Hate insurance!
DreamsOfSkinny posted a topic in PRE-Operation Weight Loss Surgery Q&A
Ok.... Taking deep breaths. I'm sure many of you have read my previous posts about my UHC hell process. I'm on the phone now to find out yesterday my appeal was denied because I didn't have 5 years of weight history! Luckily after being transferred 3x's a supervisor is seeing my frustration! I'm like I've hand fed the 5 years to them. Circled all the weights and even included all of them on the cover page of fax! Ughhhh! -
Definition of "morbid obesity" per insurance?
DreamsOfSkinny replied to DreamsOfSkinny's topic in Insurance & Financing
United Healthcare PPO ChoicePlus -
Definition of "morbid obesity" per insurance?
DreamsOfSkinny replied to DreamsOfSkinny's topic in Insurance & Financing
Yeh I have email proof from them plus 6 recorded phone calls. :-/ That all didn't mean SH...T! So be careful. I included all the reference numbers and info I was given in my appeal so we'll see if it helps any. -
Any ovarian cysts out there? :-/
DreamsOfSkinny posted a topic in PRE-Operation Weight Loss Surgery Q&A
So I've been having some pelvic pain and it seems from what ultrasound tech told me yesterday I have a cyst in each ovary :-( I ran about 99-100 degree fever last night and have been on 600-800mg Motrin last 2 days. Called my gyno this morning but haven't heard back yet... -
Any ovarian cysts out there? :-/
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
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Ins. Director said my BMI had to be over 40 for last 5 yrs. This aggravates me as my benefits state 35+ w/2 comorbities OR 40+. I also am annoyed bc my Dr. Office submitted the wrong weights for each year! Now the dr. Office has to wait to get the denial letter and schedule a peer to ppeer reviews to have the Dr. Talk to the medical Dir. That made the decision
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So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
So I'm on 1st level appeal now and should know an answer by 12/21! I was told different information and didn't even know what I faxed in would be an appeal... Here we go! UHC said there is a 2nd level and then external. I also requested a bariatric surgeon be on the appeals team (hoping this helps!!) -
Definition of "morbid obesity" per insurance?
DreamsOfSkinny replied to DreamsOfSkinny's topic in Insurance & Financing
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. congrats!! I just knew you were ftom louisiana lol
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Hi, I am still in stage of getting my ins. Approved but wanted to find out from other mid-20 yr olds loosing 80-90 lbs. IF you had loose skin and what helped to prevent it or are you doing anything now that is helping?
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So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
A whole nother story lol! I won't be with the same company after about Jan. 15-20th.... ish..., So really needing this done quickly. The insurance got my 28 page of extra/new information to review from the peer to peer denial. They never even read the follow up letter from my surgeon so hoping by doing this it will be approved and we won't have to go to appeal step. I had BMI of 38.1-40.6 for last 5 years but thanks for the info. -
So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
Ohhh my BMI's were 38.1-39.8 for last 4 years. :-/ -
So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
So after some help from advocacy group from work, I have a nurse case manager. The insurance corrected their BMI for me for 2012 but then said my BMI wasn't 40 for last 5 yrs. and they didn't even have the 5th year (2008). I re-faxed over the "correct" weights aka my highest for each year today to insurance and told them my weight fluctuated bc I was on medically supervised weight loss programs that obviously didn't work long-term, explained my Supplement Plan Document doesn't state I need BMI of 40+ for last 5 yrs. but a diagnosis of morbid obesity - which I have and sent letter today too- and then showed proof that National Institute of Health defines morbid obesity as 40 ORRRR 35+ 1 sever co-morbidity. I have Pseudotumor cerebri since 2008 and it's come back since I can't keep my weight down and it's directly related to obesity and also sent in documents of most other insurances an medical institutions saying Pseudotumor is a sever co-morbidity for having bariatric surgery and using bmi 35+ co-morbidity as morbid obese..... We're hoping to hear from them next week to see what they say. If denied again I think I'm go to the obesity lawyer and file appeal. :-/ Issue is I need to have the surgery within the next 6 weeks!!! Otherwise I lose my insurance. -
So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
I was thinking about them if my employer's advocate can't help me by next week.... -
So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
Self funded then.... Now let me look up ERISA ---I think you called it. -
So I Got Denied Today
DreamsOfSkinny replied to DreamsOfSkinny's topic in PRE-Operation Weight Loss Surgery Q&A
That would be my step after I'd get my appeal denied I think.... State commissioner. I need to find out if self funded or not. -
That's something I haven't thought about... making sure I don't pass the window of time I have to appeal-- even if the nurse case manager can't resolve my issue in time.... I think I have 30 days
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33 Year Old Males Story
DreamsOfSkinny replied to mwilson4040's topic in Tell Your Weight Loss Surgery Story
WoW!! Great work. You look like a totally different person... although I'm sure you hear that a lot now. You look so much more happy and youthful-- full of energy and life! -
Laying In The Hospital Bed.
DreamsOfSkinny replied to smiller1982's topic in Tell Your Weight Loss Surgery Story
Great!!! Progress -
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I have UHC and kinda on the same road as you. My plan requirements don't specifically state I need a BMI of 40 for last 5 years but a "doctor diagnosis of morbid obesity".... UHC got some info wrong on my denial letter of the right BMI's for me so I'm now fighting with an advocacy case manager from my employer. I hope to hear what the next steps are by Friday. I did not have a 6 month diet requirement. I've heard it's either 6 months of diet OR 5 years of weight history 40+. Don't rely on the CSR's.... mine couldn't tell me the specifics under my "Summary Plan Description" and I didn't find these out until AFTER I got my denial letter from UHC. It's so crazy how it works. I had called at least 10 times asking for criteria.