aramey75
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Everything posted by aramey75
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Cigna Center of Excellence 2+ hours away
aramey75 replied to Luvin_Life125's topic in Insurance & Financing
Do your research and call Cigna. According to one dr. I saw a few years ago the Center of Excellence designation is no more - the governing body was working on a new designation system. I want to say the research I did at the time supported that claim. -
I received the news yesterday that my DH's employer does not offer bariatric coverage. Needless to say I was devastated. In another forum that I was browsing, I started hearing about Mexico and someone mentioned this forum. I've been reading some of the posts and am now intrigued. I have some questions that right off the bat, I couldn't find answers for - and am hoping ya'll can help! 1. What is needed in the way of referrals, PCP documentation, or pre-op diets (outside of liquid in the weeks prior)? Anything? 2. When the price is quoted as all inclusive, has anyone experienced any "oops" charges? Or expenses that you weren't prepared for? So all inclusive is surgery, hospitalization, physician fees, hotel after surgery? What about before surgery? Did you go straight from the airport to the hospital? 3. How long were you there post-op? 4. How is follow up care managed? 5. What about support? The doctor I had chosen state side has a support group for his patients (I have a friend checking to see if it's open to outside folks for me next week!), but if that wasn't an option for you, did you get active anywhere else with support or just through VST? 6. How was the language barrier in your experience? I may be traveling alone - and am a social creature - I need interaction - and this is probably, off the bat one of my biggest fears. 7. Flying is also scaring me. I used to love it - but hate it now (one bad flight to Salt Lake City) - and am always fearful I'm going to get to the airport and they're going to make me buy another seat. I would be mortified. But, beyond that - how was the flight home? I'm east coast (VA) so it would NOT be a short flight at all. 8. Medication - did anyone having trouble filling scrips in the states from a mexican physician (I really just don't know how that works - I would assume it's ok but not confident enough not to ask). For those insured, but not covered for WLS, did insurance cover the scrips? 9. Is there anyone who used their own hotel or lodging? My family has quite a bit of time share in Mexico, all throughout Mexico. I'm curious as to whether or not there's a discount or if they would take the lodging part off my bill if I can provide my own lodging at a condo? 10. Is there anywhere that I would want to avoid (considering I may be traveling solo) for safety reasons? THANK YOU!!!!!
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I know this is coming in late....but just in case Check with your HR about using 2012 funds in 2013. Several companies that I know of, you CAN roll the funds over, however, they're not available on your card....those you have to he reimbursed for.