Zully Quirke

Apparently, Aetna has the Lap Band surgery listed as an exclusion. While I sit over here and try to boggle over why a company would exclude surgery to eliminate morbid obesity, I turn to you all for help. I have another insurance option -- my company's insurance is under Blue Cross/Blue Shield of Texas. Anyone have any positive experience with them? That aside, is there ANYTHING you can do if they've listed it as an exclusion? Any kind of appeals process that's worth a hoot?

I'm in Texas and I have Aetna. Anyone have experience with either of these? I've never done much with my insurance company aside from basic GP visits and buying medications.