I was going to go with Dr Deol too, she's the one who told me about why the bypass would not be good for me. She does both the RNY and the band so she's not just trying to get your money. She does however require $1500.00 up front out of pocket before she will do the surgery. It's for the first year of post op care. I don't have that kind of money. If she would let me pay at each visit I think my insurance would cover it, but they are not gonna give me $1500.00 up front. So I have been looking around and I'm scheduled for a seminar in Port Huron on Aug 30. ( Much to my husband's dismay, he thought Dr Deol was hot) Twining is just south west of Tawas, north of Standish. If you drive by don't blink, you'll miss it.