My company's group originates in IL, Anthem BCBS, but I am in Florida so I use the Nationwide Blue Card. Anyway they said the same thing (though I never heard Thyroid test). My papers were submitted to insurance last week. I agree it sounded too easy - my Bariatric center said plan on 3 wks to wait and hear. But they also said I could go ahead and get my PCP clearance, blood work, EKG and once rec'd they could set a surgery date, subject to insurance approval. I'll let you know as soon as I hear. FYI, yours may be diff, but my psych eval wasn't covered (selfpay for that). Also, the Ctr forewarned me that some of the expenses would be over allowed amounts since not in network for everything for this reason my Ctr requires prepay and then I would submit on my own for the Surgeons fee portion (hospital covered as in network). So even if covered it's possible to have some out of pocket (which will be worth it in the long run right?)