I'm just starting my lap band journey. I am going to the seminar Monday, May 6, 2013. I have Blue Cross Blue Shield of TN. Does anyone have this insurance and have any advise? I keep searching for the criteria for insurance to cover this procedure, but I am unable to find anything. If my insurance does not cover this procedure I want to finance this surgery. Has anyone done that, if so what is the criteria for that? Any information about this process is appreciated. I've been reading a lot, and watching YouTube.