Kbaby83

Hi all! I am new to this forum so bear with me. I am still on the fence about doing the surgery. But I'm almost all the way over. Now I am just concerned about financing it. I have contacted my insurance company, Humana, and have found that the approval seems fairly simple. But the benefits are different than my regular benefits. They pay 50% of the surgery and only pay $5000 lifetime max for anything obesity related. Which is fine by me. I can pay for my own fills afterwards. My question is, has everyone had to pay upfront or has anyone been billed after the surgery? The hospital I am going through is Baylor System. My regular doctor is within the system and I've had imaging done through the system. they have always billed me later. If it's billed later, I can always make payments on it. But if not, I may have to save up some more money and do this next year.

Wow there is a true results down the road from me. I may look into it. I noticed that they have different financing options for people with insurance. And although my insurance doesn't pay much, I want them to pay as much as possible. It doesn't say if it is a Center of Excellence. They talk about all of their awards they have received, but the website doesn't say if it is a center of excellence. I already have to fire my current surgeon because the practice in Arlington isn't a COE, that's why I was going to go to Baylor. I know they are. I will probably call True Results tomorrow. Thanks!

I am a little upset that our benefits change because it's WLS. My regular benefits are AWESOME. I have a $1200 deductible and then after that I pay 10% of the contracted rate. UNTIL I hit $2000. After that, everything is covered at 100%. I've never heard of True Results. I will look that up.