My husband recently changed jobs and isn't eligible for insurance until 90 days. We were able to get United Health from my employer for now. Although United Health said my plan does not cover lap band. I could switch to Kaiser in May but I'm not sure if it will cover lap band (I will ask before switching). My husband will be able to get BCBS of NJ (odd since we're in SW WA/Portland OR) in December through his contract company, but we're hoping for direct hire shortly after that in which case we'd change again to Aetna. I don't know if BCBS or Aetna will cover lap band or not. My question is.... should I try to get started with the process now or do I wait until we have the insurance stuff settled? I'm 220, BMI 35, with Diabetes 2, PCOS, and sleep apnea so I think I would be covered assuming the plan allows for it. Thanks for any feedback.