I'm getting so discouraged I really want this lap band surgery I'm 23 newly engaged and want children within the next five years. I have a very supportive fiancé who has been through my ups and downs and medical issues due to being so over weight ( have been my whole life) and don't think it's fair to my future husband and children to see me die from all the medical issues that come with 400+ lbs, but my sad reality is unless my insurance pays the majority I will be unable to have the surgery I have medical mutual anyone else?