To Andrew: Thanks for the info. It's too bad there's so little to get back! I really can't believe how stubborn OHIP and the private insurance companies are being.
To susansilver: I haven't chosen a place yet. A lot of that depends on whether by staying in Canada I can get any of it paid for by insurance. Otherwise, I'm sincerely considering Mexico. At nearly half the price, it's a far more realistic idea, I think. And I've heard some really good things about Dr Ortiz.
Sonia