I am unsure what all the requirements will be for my insurance. The surgeon I chose is opening a new office close to my work in mid February so I am scheduling my appointment after. I have a physical (blood work ect, and my first diabetes test ) with my DR. in the next couple of weeks too and having oral surgery (wisdom teeth) as well. I was told basically a BMI of 40 or higher is approved and below that you have to have other medical problems. I know that as long as I am given the green light, I am going for it!!