I'm sorry I didn't make myself plain. I was told there were Medicare Advantage plans Part C that would cover the surgery, like Blue Cross or some of the competing plans. If you changed to one of these it might actually cover the surgery and it is open enrollment. They only cover 80 percent though and that would leave you owing the 20 percent copay as well as the Bariatric charges it doesn't pay ranging from 500-3000 dollars. Right now, I have Medicare and a supplement through my husband's retirement plan which would cover the 20 percent medicare doesn't. If I drop my supplement and change my supplement to a Medicare Advantage plan right now, it would make me cover the 20 percent and I could never go back to his supplement again. So, the only thing I can do is wait for Medicare to change so I won't have to pay the 20 percent. and I won't lose his supplement.