Ok So I have Higher Education Consortium Benifits Trust from Arkansas and I don't know where to start. They will pay 10,000 per lifetime for lapband which I think is GREAT. I am currently 260 and need to be at 120 for idea body weight. First about how much does it cost, I am attending a seminar in June with the surgreon I picked.(which wasn't hard...there is only one!) but I want to know what I am up against with insurance. Do I need to look into diet plans, start accumlating data.....I'm so CONFUSED!!!!!! I finally have my family on board with me and my husband is GREAT and has always been supportive. I just don't want heart break and find out that I get denied.