Well, I found out yesterday that my employer is changing insurance companies and the new company doesn't cover the VSG for someone with my BMI. It really makes no sense that riskier, more complicated, more expensive procedures get covered but my BMI has to be over 50 for the VSG. *facepalm*
Anyway, after a few months of not being sure, it looks like I'll definitely be covering the cost of this on my own. I could probably try and appeal, but I really have no medically necessary reason to get the VSG over the other surgeries. It's just my own preference, so I'm doubtful any appeals would be successful.
So I need to figure out how I'm going to pay for this. I have some savings, but not enough. Does anyone have any recommendations for loans? My credit is decent, and though I make good money, I'm only a temp and my employment is never really a guarantee. I still don't want to end up paying a 30% rate on a loan though. :/ Although the thought of blowing through my savings is kinda scaring the crap out of me, I've made up my mind about this surgery and I know it's something I need to follow through on. Any suggestions would be appreciated!